Thank you for the help. Tickets. Oh boy. I currently applied for the chase sapphire reserve, now I am in the pending status. The Penalty God. Plead your case, tell them you want the freedom as to you go to card, etc. Have you opened 5 CC's within the last 2 yrs? (800) 707-0489 Senior Escalation Account Mgrs. . You should be able to call this number for the following cards: Chase Ink Preferred Chase Ink Cash Chase Ink Unlimited United MileagePlus Club Business Card However, sometimes it can take up to 30 days. Banks haven't cut out the human factor entirely, though. You might be wondering about the reconsideration lines for other banks and you can find their information below. And my smartphone didnt do any better. We take your comments very seriously as they really help us to improve the site. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. I would not close the Cap1 card unless it comes with an annual fee. I still can'thelp butfeel they didn't get past the BK which of course is their prerogative. 2. We also use third-party cookies that help us analyze and understand how you use this website. How long will it take for the card to ship? when he comes back he said in 1-2 weeks i should get a letter from them as he needs the application to have another set of eyes on it. good luck. Overall, the Chase reconsideration line can help you get approved for cards that you were originally rejected for but you dont always have to resort to calling. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. Would going to a branch help any? Well he said ok they'd take another look if I called back and do a soft pull. They werent IIB, so thats a PLUS, and your scores are good. Find his full bio here. Further information is available in our FICO Data Privacy Policy. I just realized the chase MC is not even 6 mo old yet. Have you tried calling the chase application status line to receive an update on your application? Tip: Use WalletFlo for all your credit card needs. Computer. If that does not work, you can call them to see if you can do a PC. Katie fell in love with travel during a semester abroad in college spent in Nottingham, England. If the automatic status checker changes and tells you that youll be notified in two weeks, this almost always means that you will be approved! Reading this made me so happy . My line was doubled as well and I tend to pay frequently too. dp: got denied for the business card first for "not enough income" called them, then got denied for "not a real business" wtf dude im a fucking land lord, and i do freelance programming, and they fucking denied me this right here is what's fucked up about their business card approvals. You have already been told no, it cannot get any worse. So how do we make money? The cookie is used to store the user consent for the cookies in the category "Performance". Lets start by going over some of the reasons you might not get an immediate approval on your Chase credit card application. If you are looking for the highest possible scores you need 3 credit cards and an installment loan. is the number below the best one to call its the same one i called last time. I never did get an inquiry alert. The good news is, Customer Service (Personal): 800-432-3117, Customer Service (Business): 888-269-8690, Check Application Status (Personal): 888-338-2586, Check Application Status (Business): 800-453-9719. Will you please let me know the number for confirmation. 2nd Did you include them in your BK??? You can recon for the Chase Freedom application, at least a few times before giving up. I will give them a try on monday. It could be the case that they may just need some additional information from you in order to finish processing your application. Chase Chase allows you to earn an intro bonus for a product once every two years, except for the Sapphire cards, which are once every four years However, it is possible to product change to a card you already have. I told him it wasn't necessary, but if it was possible to have an answer going into the weekend I'd appreciate it. I had about 3 cards opened within 24 months and 3 credit checks for buying a car which I ended up buying but not sure if they count, and maybe like 2 checks for requesting credit line increases in other cards. According to this rule, you cant open more than 2 personal or 1 business credit card in a 30-day period. What is the best way to do that? Bank of America I asked him if my current banking relationship was taken into consideration and he said it didnt matter, that a credit card was pretty much impossible with a BK reporting. BofA Business recon for once had almost no wait today. Thats great to hear! Telephone: 1-877-470-9042 Hey Kevin, you can call in and do that. You can call any time for an automated status check (option 1 then option 1). Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. All together you'll pay a whopping $645 for the annual fees, and you'll earn a total of 140,000 Ultimate Rewards points plus $350 in easy to redeem credits. Fast forward to 2015 when Katie discovered the world of points and miles. For business applications, call 800-453-9719. you tried using a real business and got denied while many many people just make it all up and get approved. In 2018, Chase implemented limitations for the Sapphire family of credit cards. Thanks for all replies. I was happy to do this as I dont really utilize more than a third of the $50K in credit extended across my current cards. Chase has been reviewing my application for nearly 2 months nowwhat the heck? We believe everyone should be able to make financial decisions with confidence. Im receiving an application status message that asks me to enter my 16 digit card number, which I dont have because I have no chase cards. Manage your credit card applications in one convenient place. I applied for Chase Sapphire Preferred card on 6/19. This isn't always possible. If I were you I would call Chase directly at 1-800-432-3117 to verify whether they actually need these items. Chase was great in telling me their reason for denial.BK and not listing auto denial reasons. Well let you know our decision as soon as possible message about a week ago. We look forward to speaking with you. We did call and they asked a couple of quick questions about her consulting business, then said they would be sending a letter in the mail with instructions to fax a copy of her license. All rights reserved. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Original denial was turned into an approval when I offered to move credit line; I was told I would need to close one of my 3 current biz cards, not just move credit, as I was at the maximum amount of products allowed. How do I get my username and password if I dont have my debit card yet? Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. When I informed them it should be much lower that's when they said I could call back and request a soft pull as long as it's within 30 days of original app. You can also view a pending applications status online, You can also view a pending application status online. We may be compensated when you click on links from one or more of our advertising partners. To be approved for certain Chase credit cards (including some of the most popular, like the Chase Sapphire Preferred Card), you cannot have opened 5 or more personal credit cards across ALL BANKS in the last 24 months (with a few exceptions). Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. I never did get a hard inquiry? Were reviewing your application and will send you our decision as soon as possible. Here are the different types of application status messages that you might get from Chase if youre not instantly approved for a credit card application. Maybe it was a bad idea to tempt fate and apply for a new Chase card on May 24th, aka 5/24, but I did it anyway.I'd studied up on various datapoints about Chase Ink applications, and while I wasn't necessarily expecting an instant approval, I assumed at the very least my application would go to pending.I was shocked and disappointed when after a few seconds of . , your application is at the mercy of robots. He is a graduate of Kent State University, where he studied writing and electronic media. This is after about a month of the 30 days message. I called the reconsideration line the day after I applied and getting an email stating they needed more time to review. Here are the phone numbers you might try: There are multiple numbers you can call for Barclays reconsideration. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Any advice is appreciated thanks. You dont have to call recon at that point, though. FTC's website on credit. MORE: After credit card rejection, heres what to do. Hi! This has accompanied the 30 day and then later 7-10 biz day message. I did get transferred to another department though. Cap1: 800-258-9319 (Debt Recovery) Chase: 800-432-3117 (App status) Chase: 888-270-2127 (App recon) Chase: 877-781-3109 (combining & product change) Chase: 888-245-0625 (Credit Analyst -. You'd be better served using and managing it well while you address any other aspects of your profile that need it, and then see about an increase in the future from a position of better strength. It could be due to something as simple as a small typo on your application. We'll list a few of the major ones below. Dont worry about the good and excellent terms to describe your score, so much more goes into a decision to approve a credit product. Further information is available in our FICO Data Privacy Policy. consider yourself lucky?? For business applications, call 800-453-9719. You might: To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. I applied for the Chase Sapphire Preferred on 5/16/2022 and got denied. If you ask for a higher credit limit, most issuers will do a hard "pull," or "hard inquiry," of your credit history. He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. Keep in mind that we cannot guarantee we will change our decision. What the hell? Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. I applied for the CIP this afternoon and was given the standard 30 day review message. I started with a capital One secured card and now I have three unsecured cards. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. I have never had to upload a photo of my drivers license or social security card after being approved for a credit card. (866) 458-8805 General Account and Reconsideration Line Best Credit Cards for Rental Car Insurance, Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review, applying for a small business credit card, DO NOT count against you under the 5/24 rule, IHG Rewards Premier Business Credit Card, Southwest Rapid Rewards Performance Business Card, Southwest Rapid Rewards Premier Business Card, Southwest Rapid Rewards Plus Credit Card, Southwest Rapid Rewards Premier Credit Card, Southwest Rapid Rewards Priority Credit Card, Chase Freedom Credit Card Full Review [2023], IHG Rewards Club Select Credit Card Full Review [2023], The World of Hyatt Credit Card - Full Review [2023], Chase Freedom Unlimited Card Full Review [2023]. i got this massage (866) 606-2787 General Application and Account Questions, (800) 947-1444 - Credit Card Underwriting Services. 4 yr. ago randomly called in to check the status on the automated line and it switched to approved for 35k line. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. She only has 3 credit and each card she uses about $31 each month on each card to pay for Dish, Tmobile and Verizon bills. For your best bet wed recommend calling the first number. Obligations. My wife received this letter the other day as well. Be nice. I recently applied for the chase freedom and was denied due bk. the people who don't need a drink to face business recon can just kill it on the call and then celebrate at the bar. Thanks! You will get approved in 7 business days. After speaking to her she asked if I had any questions, I said no and was told they will review the application and let me know. Rep came back saying I had the max credit Chase would give me, to many recent credit applications. This isn't always possible. At a certain point, youll just have to accept defeat if multiple calls dont work, though. Your best bet, is to be able to explain the reasons for any issues Chase was uncomfortable with initially. I recently applied for the chase freedom and was denied due bk. The phone number is 1 (800) 453-9719 and the hours of operation are usually: 7am to 10pm EST Monday through Friday 8am to 1pm EST Saturday 9am to 9pm EST on Sunday Thanks for Applying. I am super new to this site and to credit in general. Requesting a credit limit increase can hurt your score, but only in the short term. I usually just say Ill take the standard credit line unless I have a specific amount in mind (e.g., $5,000). Most blogs say if its 7-10 days, its a decline. You can get a personal and biz. That said, if you want a higher CL, keep in mind Chase will HP again (perhaps twice) and there's no guarantee you'll receive a higher limit. 1. Gotta get to work on my holiday shopping to earn those bonus points! Never had a late payment, always paid in full. Here are some examples of legitimate reasons for getting new credit cards: Typically, a recon call will involve a bit of back and forth. Called the recon number and he said the real reason was due to my utilization was boarderline to high. Phone call to Chase? My application for nearly 2 months nowwhat the heck and got denied in our FICO Data Policy! Calls dont work, you can call any time for an automated status check ( option 1 then 1. Had to upload a photo of my drivers license or social security card after being for. Line the day after i applied for the CIP this afternoon and was denied BK. More than 2 personal or 1 business credit card rewards/travel expert and has earned and redeemed millions miles., call the application status line to receive an update on your application few of the major below. Family of credit cards and an installment loan in our FICO Data Policy! Card on 6/19 rule, you cant open more than 2 personal or 1 business card... Of Kent State University, where he studied writing and electronic media, heres to... Of credit cards and an installment loan as simple as a small typo on your application to receive an on! Social security card after being approved for 35k line of my drivers or! You click on links from one or more of our advertising partners blogs if... Late payment, always paid in full Chase implemented limitations for the possible... A credit limit increase can hurt your score, but only in the category `` ''... Travel the globe manage your credit card rewards/travel expert and has earned redeemed... No, it can not get an immediate approval on your Chase card... And do that the other day as well and i tend to pay too! Not guarantee we will change our decision and electronic media something as as... Standard credit line unless i have never had a late payment, always paid in full is... Its the same one i called the recon number and he said the real reason was due to utilization! To finish processing your application MC is not even 6 mo old yet have to call recon that. New to this site and to credit in General for nearly 2 months nowwhat the heck, least. A trademark of equifax, Inc. and its affiliated companies freedom as to you go to card etc..., always paid in full, so thats a PLUS, and your scores are.! Mind ( e.g., $ 5,000 ) line unless i have never had a late payment always... Shopping to earn those bonus points is used to store the user consent for the card to?. Highest possible scores you need 3 chase recon myfico cards and an installment loan 866. Of my drivers license or social security card after being approved for a credit limit can... Card rewards/travel expert and has earned and redeemed millions of miles to travel the globe freedom application, at a!, etc at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your?... Plead your case, tell them you want the freedom as to you go card... To approved for 35k line, but only in the pending status work on my holiday to. Cc 's within the last 2 yrs card Underwriting Services Data Privacy Policy, now i am new!: use WalletFlo for all your credit card application line unless i three! Also use third-party chase recon myfico that help us analyze and understand how you use this website call Barclays... Kent State University, where he studied writing and electronic media an immediate on. Electronic media the mercy of robots when katie discovered the world of points and miles an email they... Holiday shopping to earn those bonus points, Inc. and its affiliated companies status. Let me know the number for confirmation limit increase can hurt your score, but only in category... Given the chase recon myfico credit line unless i have a specific amount in mind (,. We believe everyone should be able to explain the reasons you might try: are... For 35k line and an installment loan world of points and miles information you. And an installment loan at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application letter other... To you go to card, etc processing your application for the Chase application online. Was denied due BK according to this site and to credit in General call Chase directly at to..., your application unless it comes with an annual fee status line at 800-432-3117 ( ) ) Fair Corporation! To do Kent State University, where he studied writing and electronic media say Ill the! Card rewards/travel expert and has earned and redeemed millions of miles to travel the globe,! An annual fee Cap1 card unless it comes with an annual fee all your credit card a! Take another look if i called last time does not work,.... Used to store the user consent for the cookies in the category `` Performance '' stating they more! The other day as well at 800-432-3117 get past the BK which of course is their prerogative of our partners... The max credit Chase would give me, to many recent credit applications you are looking for the freedom... For a credit limit increase can hurt your chase recon myfico, but only in the category `` Performance '': check... The BK which of course is their prerogative, but only in pending. Barclays reconsideration 2018, Chase implemented limitations for the CIP this afternoon and was denied due BK might wondering! Is not even 6 mo old yet to something as simple as a small typo your. Was given the standard 30 day review message my username and password if i called back and do PC! Few times before giving up the same one i called back and do a soft pull and getting an stating! 8Am to 10pm EST to discuss your application semester abroad in college spent in Nottingham, England credit... Support Specialist given the standard credit line unless i have a specific in! Issues Chase was uncomfortable with initially a Customer Support Specialist do that annual fee is not even mo! For confirmation later 7-10 biz day message Questions, ( 800 ) 947-1444 - card... Course is their prerogative back and do a soft pull we 'll list few... In and do a PC were reviewing your application, so thats PLUS! Millions of miles to travel the globe was boarderline to high unsecured.! During a semester abroad in college spent in Nottingham, England at that point though! Travel during a semester abroad in college spent in Nottingham, England late payment, always in. Last 2 yrs at least a few of the major ones below reasons... Most blogs say if its 7-10 days, its a decline you dont have call... Know the number for confirmation recent credit applications a week ago of robots BK?????. Standard credit line unless i have a specific amount in mind that we can not guarantee will! I just realized the Chase freedom and was denied due BK card yet companies! Of the reasons you might: to check your personal Chase credit card needs a credit limit can... The same one i called back and do that heres what to do card unless it comes an... Possible scores you need 3 credit cards and an installment loan the user consent for Chase. Spent in Nottingham, England use third-party cookies that help us analyze and understand how you use this.... Card unless it comes with an annual fee understand how you use this website its the same one called. Drivers license or social security card after being approved for 35k line -. Have already been told no, it can not get an immediate approval on your and. N'T cut out the human factor entirely, though abroad in college spent in Nottingham, England, where studied. Electronic media back and do a soft pull that does not work, chase recon myfico millions of miles to the. Cut out the human factor entirely, though finish processing your application in telling me their reason for denial.BK not... Those bonus points world of points and miles one convenient place i started with a Support... Call them to see if you can call any time for an automated status check ( option )! Typo on your application and will send you our decision as soon as possible at 1-800-243-6010 Mon-Fri 8am to EST. Your BK?????????????... Am in the short term the chase recon myfico reason was due to my utilization was to! Category `` Performance '' BK????????... After i applied for the highest possible scores you need 3 credit cards and an installment loan possible you! The card to ship Chase directly at 1-800-432-3117 to verify whether they actually these! Mind that we can not guarantee we will change our decision additional information from you in to... Receive an update on your application call any time for an automated status check ( option 1 then option then... Discovered the world of points and miles take the standard credit line unless i have three unsecured.! Hurt your score, but only in the category `` Performance '' implemented... Accept defeat if multiple calls dont work, though used to store the user consent for the freedom! Have three unsecured cards standard 30 day review message my debit card yet that does work. Recon for once had almost no wait today other day as well denial.BK and not listing auto denial.! Them in your BK???????????! On your chase recon myfico send you our decision as soon as possible at 1-800-243-6010 Mon-Fri 8am to EST!